Cloverly vs Ruby: a human by the minute, or an AI at a flat rate
The week a windstorm drops limbs on half the valley is the week your phone becomes a meter. Ruby answers every one of those calls with a real person and counts the minutes. Cloverly answers them with software and sends you the same invoice it sent in February. That is the comparison. The rest of this page is the detail, including the parts where Ruby is the right answer.
- Ruby is a live human receptionist service. As of July 2026 its published plans run $250 a month for 50 receptionist minutes up to $1,725 for 500. Overage pricing is not on the page — ask before you sign.
- Cloverly is an AI front office at a flat $497 to $2,497 a month. No per-minute charges, and the rate you sign at is locked for as long as you stay.
- Ruby's advantages are real: a human voice, 20-plus years in business, 15,000-plus businesses on its own count. Cloverly is new and has no customer list — what stands in for one is a 30-day booked-job-or-refund guarantee and a month-to-month deal.
- The deciding axis is what happens during the call. Cloverly reads your calendar live and holds a real open window before the caller hangs up. Ruby can schedule appointments; ask them exactly how they see your availability.
What is the difference between Ruby and Cloverly?
Ruby is a live human receptionist service: real people answer your line, billed in monthly blocks of receptionist minutes from $250 for 50 minutes. Cloverly is an AI front office: software answers, asks your intake questions, and holds a window on your calendar, for a flat monthly rate with no per-minute charge.
These are not two versions of the same product at different prices. They are two different answers to the question of who should pick up when you can't: a trained person working from your instructions, or software wired to your calendar. Each answer is better at different things, and the table below is the honest map. Every Ruby fact in it comes from Ruby's own public pages, checked in July 2026, and linked in the sources at the bottom.
| Axis | Ruby | Cloverly |
|---|---|---|
| Pricing model | Monthly plans with included receptionist minutes: $250 for 50, $395 for 100, $720 for 200, $1,725 for 500. Overage rates are not published on the pricing page. | Flat monthly: $497, $997, or $2,497. No per-minute or per-call charges. A volume ceiling is agreed before you start; outgrow it and we talk before anything changes. |
| Who answers | A live human receptionist, 24/7, including weekends and holidays. Ruby's line is that callers can always reach a real person. | An AI, 24/7. It says it is an AI in the first sentence of every call, and some callers can tell anyway. |
| Booking | Receptionists can schedule appointments; scheduling appears among the optional features on the pricing page. How they see your availability is not published — ask. | Reads your calendar live during the call, applies your buffers and slot lengths, and holds a real open window. Writing the event for newly signed shops is finishing Google's app review. |
| Spanish | 24/7 Spanish and bilingual call handling available; bilingual answering is listed among optional features. | Included on every call, at every tier. |
| After a missed call | The receptionist answers it, takes a message or transfers it, and schedules if you have set that up. Details reach you through their app. | The AI answers it, qualifies the job, holds a window, and emails you the details seconds after the call ends. Text-back switches on once your carrier registration clears. |
| Script changes | Not published — ask how your instructions get updated and how long a change takes to reach every receptionist on shift. | We edit it, and because it is code, it runs identically on the next call. On the Managed tier we tune it monthly against real recordings. |
If you only read two rows, read the first and the last. The pricing row decides what a bad-weather month costs you. The script row decides whether the thing answering your phone behaves the same way on call two hundred as it did on call two.
What does each one actually cost per month?
As of July 2026 Ruby publishes four receptionist plans: $250 for 50 minutes, $395 for 100, $720 for 200, and $1,725 for 500. Overage rates are not on the page. Cloverly runs $497 to $2,497 flat, month to month, with the rate you sign at locked for as long as you stay.
Credit where it is due: Ruby publishes its prices, which most of the live-answering industry does not. It also says there are no additional fees for activation, onboarding, setup, or customization, and that its optional AI enhancements come at no extra cost. Here is what the published plans work out to per minute — our arithmetic on Ruby's numbers, not a rate Ruby quotes:
- Starter: $250 for 50 receptionist minutes — $5.00 a minute.
- Professional: $395 for 100 minutes — $3.95 a minute.
- Business: $720 for 200 minutes — $3.60 a minute.
- Enterprise: $1,725 for 500 minutes — $3.45 a minute.
Now put a trade shop's July against those blocks. If your average call runs four minutes, 200 minutes is fifty calls a month — under two a day. A storm week alone can blow through that.
Everyone is inundated with phone calls right now.
The question to ask before you sign anything per-minute
What happens at minute 201? Ruby's pricing page does not say, and we are not going to guess for them. Get the overage rate in writing, then ask what your busiest month of last year would have cost on the plan they are recommending. That one number is the real price.
Cloverly's side of this row: $497, $997, or $2,497 a month, flat, month to month, cancel with one email. No per-minute or per-call charges — we agree on a volume ceiling for a shop your size before you start, and if you outgrow it we talk before anything changes. The rate you sign at is locked for as long as you stay, and if we haven't booked you a job in the first 30 days, you email us and we refund the month. The point of flat pricing is specific: the month your phone rings the most is the month per-minute billing costs the most, and it is also the month you can least afford to think about it.
Who actually answers — and does a human voice still win?
Ruby wins this one. A live person answers, and Ruby says callers can always reach a real person. It has 20-plus years and 15,000-plus businesses behind it. Cloverly is an AI that says so in its first sentence, built by a new company with no customer list to show you yet.
We are not going to pretend this axis away. Where Ruby is strong, it is strong for reasons that are on its own pages and easy to verify:
- A real person picks up. Some callers will not talk to a machine, and no script in the world fixes that. With Ruby, that objection never comes up.
- Empathy is native. A trained human handles a panicked or angry caller without an escalation rule, because that is what humans are for.
- Track record. Ruby's site claims 20-plus years serving small businesses and 15,000-plus businesses using it. Those are its numbers, not ours, but they are the kind of numbers a new company cannot say.
- Its AI is optional and behind humans. Ruby describes itself as people-powered and AI-enhanced — the technology assists the receptionist rather than replacing her.
Cloverly's side, stated as plainly: software answers. It says it is an AI in the first sentence of every call, partly because in a number of states the law requires it and partly because pretending otherwise is a bad way to open a relationship. Some callers can tell even when it is not saying so. And we are new — we have not taken a paying customer's call yet, and we are not going to invent a customer list or a testimonial to sit next to Ruby's fifteen thousand.
What stands in for a customer list
The deal terms, in writing: month to month, no contract, setup waived right now, 30 days money back if we haven't booked you a job, and the rate you sign at locked for as long as you stay. A company with no references has to make the deal safe instead. That is what this one does.
Which one books the job onto your calendar?
Cloverly reads your calendar live during the call, applies your slot lengths and drive-time buffers, and holds a real open window before the caller hangs up. Ruby receptionists can schedule appointments, and scheduling appears among its optional features; how that connects to your live calendar is not published, so ask.
This is the axis Cloverly was built around, so here is exactly what happens in the ninety seconds after hello, and then the two honest caveats.
- It asks your intake questions, in your order, in the caller's language — is the limb on the house or the lawn, can a truck reach the drop zone, is anything touching a line, is the water shut off, how old is the unit. It only knows the services you gave us, so it cannot volunteer work you don't do.
- It reads your calendar live and applies your rules — job duration, drive-time buffer either side, notice required, jobs per day — then offers up to three windows that are actually open.
- When the caller picks one, it checks the calendar again before holding anything, because calendars move in the ninety seconds a person takes to decide.
- Seconds after the hang-up, you get an email: who called, what they wanted, the answers to your questions, and the window they took.
- Spanish on every call, at every tier — the greeting offers both languages inside the first six seconds and the conversation follows the caller.
The caveats, because this page is only useful if it is honest in both directions. Writing the calendar event for newly signed shops is waiting on Google's review of our calendar access — until it clears for your shop, Cloverly holds the window the caller picked and confirms it with you before anything is written. And texting — the missed-call text-back, the alert to your phone — is gated on A2P carrier registration, which every US business sending automated texts has to file and which typically takes one to seven days per shop. Until then, everything reaches you by email within seconds.
On Ruby's side, the verified facts are these: its receptionists can schedule appointments, and scheduling is listed among the optional features on its pricing page. What its pages do not say is how a receptionist sees your availability — a live calendar or a summary you gave them at setup — or who encodes the rules that prevent a Lehi job and a Bountiful job from landing back to back with no drive time between them. Those are questions, not accusations. Ask them, and ask whether scheduling minutes bill like any other minutes.
What happens to your phone when the system fails?
Cloverly is built as a downstream leg of your own number: your cell rings first, and if our software is slow or down the carrier forwards the call to your cell with us out of the loop. We cannot describe Ruby's failure path from its public pages, so ask them for it in one sentence.
Your number never moves. It stays on your carrier, in your name — no porting, no new number on the truck. Conditional call forwarding sends only the calls you didn't answer to Cloverly, so your cell rings first on every call, always. Then two independent layers underneath:
- If our software is slow or erroring, the call forwards to your cell and the caller never knows anything happened.
- If our software is down entirely, the carrier's own fallback — configured at the phone company, outside our infrastructure — forwards the call to your cell with us nowhere in the loop.
Worst case, you are back to exactly the phone you have today. On install day we prove it: we switch our own side off on purpose and call your number while you watch it ring your cell. We cannot tell you what Ruby's failure path is, because its public pages do not describe one, and we will not fill that silence with speculation. The fair move is to put the same question to any vendor, us included: describe your failure mode in one sentence. A good answer ends at your cell phone.
Who should pick Ruby, and who should pick Cloverly?
Pick Ruby if a human voice is non-negotiable, your callers skew toward long relationship conversations, or you want twenty years of track record behind whoever answers. Pick Cloverly if your problem is volume and booking: storm weeks, after-hours calls, Spanish callers, and a calendar that fills without a callback.
Pick Ruby if any of these describe you:
- A human voice is the product. If your callers are in a bad moment and the empathy is the service, a trained person is the right tool and no AI vendor should tell you otherwise.
- You will not risk the AI objection. Some callers hang up on machines. If losing even those callers is unacceptable, buy the human.
- You want a company that has done this for a long time. Ruby claims 20-plus years and 15,000-plus businesses. We are a new company with zero. If vendor maturity is your deciding axis, Ruby wins it outright.
- Your call volume is low and steady. Fifty predictable minutes a month fits a $250 block just fine, and flat pricing buys you nothing.
Pick Cloverly if the problem you are actually buying your way out of is volume and the loop after the call: the storm week that would eat a minute block, the 9 pm call that should become a booked estimate instead of a message slip, the Spanish caller at the third sentence, the calendar that should fill during the call instead of after three rounds of phone tag. That is the job this was built for, at a price that does not move with the weather.
One honest step before you talk to either of us: pull your call log for the last two weeks. Count the calls you missed, count the minutes you were on the phone, and price both against Ruby's published blocks and our flat tiers. Send us the numbers and we will tell you which column to buy — including when the answer is Ruby.
Common questions
Is Ruby a real person or an AI?
A real person. Ruby describes itself as people-powered and AI-enhanced: human receptionists answer, software assists them, and Ruby says callers can always reach a real person. Cloverly is the inverse — software answers every call and says so in its first sentence, and a human is the escalation path rather than the default.
What does Ruby charge after you use up your minutes?
Its pricing page does not say, as of July 2026. Before signing any per-minute service, get the overage rate in writing and ask what your busiest month of last year would have cost on the recommended plan. A block sized for February can price very differently in July.
Does Ruby answer in Spanish?
Ruby advertises 24/7 Spanish and bilingual call handling, and its pricing page lists bilingual answering among optional features — ask whether it is on your plan. Cloverly includes Spanish on every call at every tier: the greeting offers both languages in the first six seconds and the conversation follows the caller.
What happens if Cloverly's software goes down?
Your phone works the way it does today. Your number stays on your carrier and your cell rings first on every call. If our software is slow or down, the call forwards to your cell — the last layer is configured at the carrier, outside our infrastructure, so it holds even if everything we built is offline.
Does Cloverly have references or customers I can call?
No. We have not taken a paying customer's call yet, and we will not invent a list to sit next to Ruby's numbers. What stands in for references is the deal: month to month, setup waived right now, 30 days money back if we haven't booked you a job, and your signup rate locked for as long as you stay.
How fast can Cloverly be live?
We target 24 to 48 hours from the setup call to the line answering — a target, not an average, and we will give you a date we can hold rather than a number off a brochure. Texting waits on carrier registration, typically one to seven days, and calendar writing waits on Google's review. Voice waits on neither.
- Ruby virtual receptionist plans, July 2026: Starter $250/50 receptionist minutes, Professional $395/100, Business $720/200, Enterprise $1,725/500 per month — Ruby
- 24/7 phone coverage including after-hours, weekends, and holidays; 24/7 Spanish and bilingual call handling available; no additional or hidden fees for activation, onboarding, setup, customization, or coverage; scheduling and bilingual answering listed among optional features; optional AI enhancements included in all plans at no extra cost — Ruby
- Ruby receptionists are live humans who transfer calls, take messages, and schedule appointments — Ruby
- "15,000+ businesses trust Ruby"; "20+ years of experience serving small businesses"; "your callers can always reach a real person"; "people-powered, AI-enhanced business call answering" — Ruby
- "Everyone is inundated with phone calls right now" — 297 calls in one day against a typical 60 — CBS Boston, May 19, 2022